Terms & Conditions
Last updated: September 2026
These Terms & Conditions ("Terms") govern your use of the Coverage Professional website and any quote request, phone call, or text message conversation you have with us. By using this site or providing your contact information, you agree to these Terms.
Who we are
Coverage Professional is an insurance marketing service operated by Miro Financial LLC. We help match you with a licensed insurance agent and with mortgage protection, life insurance, and related products offered by our carrier partners. We are not an insurance company, and requesting a quote does not create a policy or guarantee coverage or approval.
Eligibility
Our site and services are intended for adults age 18 and older who reside in the United States. By submitting a quote request, you confirm that you meet these requirements and that the information you provide is accurate.
Consent to be contacted, including by text message
By submitting your phone number through our website, by phone, or by replying to one of our messages, you consent to be contacted by Coverage Professional and our licensed agents by phone call (including autodialed or prerecorded calls) and SMS/MMS text message at the number provided, including for purposes of verifying your phone number and discussing insurance products.
- Message frequency varies based on your requests and any active conversation.
- Message and data rates may apply.
- Consent is not a condition of purchasing any product or service.
- Reply HELP for help, or STOP at any time to opt out of text messages.
See our Privacy Policy for details on how we collect, use, and share your information.
Licensed agents and quotes
Quotes provided through our site are estimates based on the information you supply and are not final until underwritten and issued by the carrier. A licensed insurance agent will contact you to confirm your details, answer questions, and help you complete an application if you choose to move forward. We do not guarantee any specific rate, coverage amount, or approval.
No obligation
Requesting a quote is free and does not obligate you to purchase any product. You may end communication with us at any time by replying STOP to a text message, asking an agent not to contact you again, or using the contact information below.
Accuracy of information
You are responsible for providing accurate and current information. Inaccurate information may affect the quotes, coverage, or eligibility we or our carrier partners are able to offer you.
Intellectual property
The Coverage Professional name, logo, and site content are the property of Miro Financial LLC and may not be copied or used without permission.
Limitation of liability
Our site and services are provided "as is." To the fullest extent permitted by law, Coverage Professional and Miro Financial LLC are not liable for any indirect, incidental, or consequential damages arising from your use of our site or services.
Changes to these Terms
We may update these Terms from time to time. We will post any changes on this page with an updated revision date.
Contact us
Coverage Professional, a service of Miro Financial LLC
300 Southeast 2nd Street, Suite 600, Fort Lauderdale, FL 33301
Phone: (954) 300-3236
Email: privacy@coverageprofessional.com